I need money - free money to help pay bills

Here is a link to organizations that may be able to help you

I found some information that may be useful to you. 

I am a 44 year old man and i have never been in this situation before but i am desperately in the need for money. I have a wife and 8 kids that i need to take care of but it is just so hard now. I am in an economic crisis right now and where i work i don’t get payed a lot and its hard to find work right now to. I don’t have money to pay my bills or to buy food for my children and 2 years ago i got stopped by the police and they were going to deport me. They told me i could get out financially because i have been in the United Stated for 16 years and although i am illegal i am just here to work and to give my family a better future also i want my children to have the opportunities that i never had because when i was little i had to pass hungers i had no shoes no clothes and i just don’t want my kids to suffer like i did. Anyways i had to pay 6,000 dollar to get out and my family managed to raise the money. So the immigration decided to open a case on me and i had to pay a lawyer 500 dollars a month but then i stopped paying because i couldn’t afford the money no more and right now there asking me for the money and i have to pay 5,000 before march or else the lawyer will drop my case and they will deport me and i really don’t want that because i don’t know what will become of my family because Im all they got. I am also diabetic and i don’t have the money to pay for my medicine Im getting weak each day and this situation i am in is so hard also i feel depressed everyday because i don’t know what is going to happen and i see my children worried,crying because of what is happening to me please i am a hard worker and responsible i am not asking for much. Please, please help me i really need the help i am praying god to help me through this situation..

have you applied for FAFSA?

If you have, another idea, may be to apply for a CNA position at a local hospital. Sometimes they will have tuition reimbursement programs. While it will not help you immediately, it will guarantee you a job and pay your tuition expenses down the road. 

The other thing I can think of is to get a Student loan

They are low interest and you do NOT have to start paying them back until 6 months AFTER you graduate. 

apply for unemployment and check with these organizations, they may be able to help

• Community Action Organization
  
  St Vincent De Paul
  
  Red Cross
  
  United Way
  
  Catholic Charities
  
  Salvation Army
• 
  
• MODEST NEEDS
  

My name is Thomas, and about two weeks ago i lost my job i owe my rent which is 500 but i am over drawn in the bank by 600 my phone is cut off and i am going to be kicked out if i cant come up with the 500 by monday. can anyone help i only need 500 i will get a job and get back on my feet before my rent is due next month.

I am a 24 year old college student in need of paying my tution by feb, 19, 2009 so I can graduate LVN school I have work really hard and they are telling me now that I still owe 2, 900 in tution and I have have to pay it or I won't get my certificate and I can't sit for the boards.  I would really appreciate it if someone out there can help me out so I can graduate.

That is not entirely true. IT all depends on what you are looking for and where you are located.

Social Services never gives up information. You have to find it yourself. The first place I would look is your local high schools, community colleges,and unemployment office. Usually they have free or low cost programs to enhance your education. The unemployment office does have training programs - usually free of charge. 

Another place to look is Goodwill. Believe it or not. They have training programs and online classes free of charge. 

If you are having problems with your student loans. Contact your lender. They have new repayment programs based on your income. Work with them. If you go into default, they can, and will, take whatever income tax return you may have coming to you. So you might want to take care of it BEFORE tax time. I have had problems with my student loans in the past and worked with my creditors. As a result, I have never defaulted, nor have my tax returns been taken. I have been able to consolidate my loans at a cheaper interest rate - saving a lot of money and enabling me to co-sign my kids loans. 

I am just curious, what is available for a white, middle class, male with a wife and two kids? I need to go back to school however due to previous school loans I am not eligible for any more. I was told by SS that if I was a minority there would be help but - since I am a white male - there is nothign available.

The best I can suggest is modest needs or prosper.

Modest needs may be able to give you a grant - which you would not have to repay- however, I believe their limit may be $1,000

While prosper is a LOAN - which you would have to re-pay with interest. 

Unfortunately this happens to a lot of students, colleges never fully inform the students.  If you drop a class by the official drop deadline, you will receive a refund and the class will be erased from your record. If you withdraw from a class after the deadline, you won't receive a refund and a "W" will appear on your permanent record.

It does appear to me that you are struggling. Once you are at UCR, attending classes,ask about getting a tutor or any additional assistance to bring your grades up. Or maybe there is another field that would be of more interest to you.

I am desperate for help. Ive never been in this situation before. Im a very hard worker, but work is hard to find right now. I am only making $100 a week. Im 3 months behind on my car, 2 months behind on rent. I had my credit card shut off because I was living on it. I owe 960 for my car and $3,000 for my rent. $3,100 for my credit card. Im about to lost everything. Help

Hello,

I'm a comunity college student in despearte need of assistance I must repay $1,337 dollars do to reduced enrollment. But I needed to drop my class in order to meet the requirements for transfer. University of California Riverside requires that I pass all my classes with a C or better in my last year of community college before transfer. I dropped a chemistry class that would have gotten a D in if I stayed in it. Unfortunately this caused my enrollement status to drop to 7 units and i'm required to repay $1,337. If I don't repay I will be ineligible to recieve financial when I transfer I'm in deseperate need and I pray that God helps me. I don't know what to do please help =[ Without financial aid I wont be able to pay for UCR. 

im in desperate need of help im a hard worker and need 10,000 to clear up my familys needs, and can return at fair rate, please consider my request. times is tuff but i help as much as i can to to my fellow american familys butm hard times has kicked me and my family hard  God bless 

The best place I can refer you to is NACA - if anyone can help, it would be them...

I am in desperate need of help.  My hours have been less than full time at work lately - picking back up to full time starting this week.  I have had outrageous legal bills due to custody and child support issues - $37,000 in last almost 3 years - just paid $10,000 this past April 2009.  Am just now getting back on my feet.  Have a good job - Human Resources Manager - 6 years now.  Fortunate to have job in this economy.  I got behind on my mortgage and in desperate need of help.  My car has been repossessed.  I was able to get a used Nissan truck that is paid for (1986 model).  I have four children.  I do not want to lose my home.  It is the first home I was able to buy at 38 years old.  Have been in it for 2 years - but with legal fees I had to deal with I have gotten about $15,000 behind.  I make plenty of money to make my mortgage now that I am not paying lawyers.  I want to keep my home.  I am willing to do anything.  Please help.

Please need your help Im in foreclousure procedures in danger to loose my home will be homeless have four kids ages (15,11,8,3 years old)GOD BLESS YOU

yall im 22 have 3 siblings and one who is older then me by a year and some days she has 3 kids and blah blah blah well they have had everything handed to them on a silver platter there whole lives i live on my own pay all my own bills have two jobs and dont depend on anyone for anything i dont qualify for govt assistance (how idk but whatever) but about a week an a half ago i hurt my back and could work then three days ago got strep throat well now that i havnt been able to work im 150  away from makin my rent this month asked for help from  my family and got told no have asked everyone i possibly know for help and nothing well i ran across this site today i dont know which one of these would help me im not familliar with any of them could some one please let me know who might be able to help me???

You said you did not receive unemployment benefits - were you denied or did you not file?

If you were denied, then you have 20 days from the denial to appeal the denial 

The employment development department can also re-train you and assist with job searching, resumes and interview help

additionally, social services can help with expenses - depending on your circumstances and you would need to qualify...

you can also check with 211 in your area - you have 2 sites servicing your area

contra costa 

and

bay area  

each should be able to locate organizations in your area to assist with your needs... 

Hello,

I lost my full-time job in February 2009 and since I was a contract laboror I received no unemployment even though I worked for the employer for over 6 years.  I found a part time $8.65 per hour job in May but now I have eaten my savings to live and am behind in rent, gas& lights, etc and don't know where to turn for help to catch up.  If you have any advice or help you can give please share it with me.

God Bless,

Betty

you are very welcome..

This is alot of very good information. thank you so much!!

For you, check out this link - it has a bunch of organizations in omaha that may be able to assist you.

for your girlfriend, have her apply for social services (food stamps, medicaid, wic, etc) she can apply online.

Her grandparents may be eligible for assistance as well - they may want to check into the same site for social services too...

If you haven't already, you may be eligible for financial aid for school through FAFSA

and since I don't think you will want to stay with her grandparents forever, you might want to apply for subsidized housing now.. HUD 

or start saving for your first home through NACA

of course you can always find additional assistance through 211.org

I hope this helps... 

Thank you.  I'm glad you like it .

I just wanted to say thanks for creating this listing of resources.  It's not something I can use right now, but I appreciate the work you put into making it as I'm sure others do as well. 

i need help i am 28 years old i spent 7 in prison i go to school full time now and work at a temp service but only get to work a couple days a week my girlfriend is pregnant and just lost her job we are living with her grandparents i need a permanent job that will support my family and some money to pay my bills and gas money till i get my first paycheck is there hope for me

Thank you... I do appreciate the information.... while his information is a scam, I can assure you, the information I post is scam-free, there are no costs involved, and more importantly, I do not have your information, therefore, I cannot sell it or give it to anyone else...

I try my best to weed out all the junk to give everyone the most current, valid information I can find. 

It is because of people like you, who post information such as this, that keep me up to date on what is happening ... 

Thank you again! 

If you happened to find this page looking for that guy with the question marks all over his suit...that's a huge scam.

There's no such thing as free money to pay bills.

Contact your creditors, & utilities,  and make arrangements with them. Explain that you are willing to work with them, however, you need time. Most should be able to make payment arrangements considering the circumstances. Utility companies usually have low income assistance programs that may be able to help.

Also call 2-1-1 in your area for additional assitance - they can direct you to local organizations that can help with necessities - they do not have an online database to search - but it is a FREE call. 

Also try modest needs - they may be able to approve you for a small grant to assist with you finances.

Make sure you apply for child support as well - if you are not receiving it already.  

As a corrections officer, you should be entitled to use the department of justice employee assistance program  - which should have some useful information and local programs they could refer you to as well.

and of course there is social services  - which has a multitude of programs that may be of assistance as well

The military instituted a new program specifically for female veterans

Center for women veterans

however, in regards to immediate assistance they do recommend speaking to someone at your local VA 

you can find out more about the benefits available to you as a veteran directly from the VA 

 Just found out today i won't get pay until the 15 of march, but all my bills are due on the 1st don't know what to due. I don't have money to get to work or to put food in my house for my kids.

hi i have three children i just came out the army i am homeless and the homeless shelter in NYC deny me homeless quarter because i had a stable place... the problem is my stable place was US army housing... I dont know what else to do i an disable i cant get a place because i have bad credit when i was away my ex husband opened alot of stuff in my name using the general power of attorney....i need help period i was thinking about moving out of NYC but if I move I will have to start my disability from the being and I need that money to survive... i just need advice and what direction i should go too... my email is lexxis14@hotmail.com i really need help........

start with 211.org - they should be able to point you in the right direction. Also you and regina should apply for social services - while you may not qualify for some programs , you may qualify for others... The have links to other programs right on the front page which may assist you as well...

my name is denise and my roommate is call regina I am disable since 92 when a car hit me head on been on disability since then regina has not been able to find employment because they are not hiring at this time we are 2 months behind rent are ultilities is going to be shut off I do not have any family here in Gainesville,Fl and regina family lives in N.Carolina living pay check to pay check they wish they help but it to hard on them in there circumstances,regina has search while the ultilies is still on to find a job but she been unable to find one please help me and regina before we are out in the streets please contactme at ( # has been deleted by who knew)

ok Sloan Kettering has financial aid department that may be able to assist you with your wife's care and they also have places for family to stay while she is recuperating - I do not know if the cost is per day/week/or month

****I am having problems with the links loading... I ahve tried to correct the error, but nothing seems to help - hopefully they will work on your end. If not, go to the main page of the mentioned sites and search for the terms, the correct page should load... 

Patient representatives can help as well - 

Patient Representative at 212-639-7202.

financial aid 

http://www.mskcc.org/mskcc/html/74331.cfm

for some reason I cannot get the links to insurance information and accomodations to work - if you do a search on their site, they should come up, but here are the links just in case.... 

insurance questions

http://www.mskcc.org/mskcc/html/11851.cfm

accomodations

http://www.mskcc.org/mskcc/html/5364.cfm

I can only guess the reason you do not qualify for social services is because you are working too much - yeah I know, its crazy!

Has your wife applied for disability, either through the state or federal? I believe if she had to leave her job due to her illness, she may qualify for state disability or unemployment. If it is a permanent disability, or she was not working when she became ill, she may qualify for SSD or SSI... You can apply for her .... I hope this helps...

Michigan state disability

http://www.michigan.gov/dhs/0,1607,7-124-9254---F,00.html

how to apply for michigan state disability

http://www.michigan.gov/dhs/0,1607,7-124-9254-25351--F,00.html

Emergency services 

http://www.michigan.gov/dhs/0,1607,7-124-9584---F,00.html

applying for adult disability benefits through social security

http://ssa.gov/applyfordisability/adult.htm

Other local organizations - that may be able to help with immediate needs

http://www.refersoftware.com/gryphonplace/

michigan referral service -this is a screening process that will help determine what programs you may be eligible for 

http://www.mfia.state.mi.us/mars/ez_track/MARS010.asp

I dont know what to do my wife has cancer and we have been dealing with it for a year now we have used up all our saveings and are now broke. and if that wasnt enought it is snowing and we have little fule, and we are late on our mortage . we went to the department of human services and they told us that they would not be able to help us out. we have two kids i dont know what to do. i work all i can and the money i bring in just isent enought to do everything that  needs to be done. we have just gottin back from New York where we talked to a doctor at Memorial Sloan-Kettering Cancer Center and they told us that she would be their for at least two weeks after surgery. we drove there and even stayed in our car one night and then drove home after that. so what i am asking if anyone knows of a program that can help us out. if so you can e mail me at 1roughdiamond@sbcglobal.net

First of all, I do not allow the posting of private information on my pages to protect you. If someone chooses to contact you they can do so through the site.

Secondly, I do not give money - to anyone. I do not have it to give. I can only offer information. 

To sum up your situation: You have amassed over $575,000 in debt which you have no way to pay off.

I don't know of anyone who would lend me ( or anyone) $83,000 - you have (or had) some really great friends. 

My best suggestion? If neither your or your husband are working - get jobs - NOW! REAL JOBS that pay the bills. You said his business was not doing well, then find one that is and work for them. You both need to earn an income to support your family and pay your bills. 

 Also you might want to consider bankruptcy. Since the laws have changed I don't know if you would qualify to file, but talk to an attorney to find out for sure. 

 Don't consider adoption until you have your own home life straightened out and your own children raised.

Personally, I do not know if your children would qualify for financial aid due to your current financial situation. You could check with a financial aid office at a local college, they may be able to help you. 

I'm sorry I am not familiar with UK non-profits.

is there anthing 4 uk

You are very welcome. I wish you the best!

Thank you for your information.  I will start trying to track some of this down.

Hi my name is Joshua, I am a 19 year old college student and I need help on my rent bad I dont know where else to turn but if you can help me I will take anything that you can send anything so if you can give please please do you can reach me at monn69@yahoo.com please contact me A.S.A.P!

Well, the first thing is: he has to prove the fraud. Since you were married at the time the loans were taken, I think that he may have a more difficult time than he imagined. This of course also depends on the state you live in. California is a common property state and NY is not. Therefore, (it is my understanding - correct me if I am wrong) in California all debts and property are divided 50/50. However in NY, all debts and property are the sole property of the owner and NOT divided. BUT this does have complications in the courts - wherein a judge would decide who would receive the house in a divorce settlement.

As for the loans, you can usually contact a lawyer free of charge for a consultation and they can give you their opinion (especially regarding the laws in your state) However, to my knowledge, if he is the co-signer, and you cannot afford to pay, he will have to.

REgarding your child/divorce you should be receiving the following form your spouse: child support, alimony (spousal support), medical insurance, plus any additional costs you incur that are necessary to raising your child. However, again, you would need to contact an attorney to verify what you are entitled to - OR you may go through Social services for assistance with child support and additional services they offer (i.e. food stamps, liheap, medicaid, TANF, day care assistance, employment assistance, etc) They may also be able to assist with transportation to an from work. 

Regarding the 2 teen neices.. If you have custody, then their parents would be responsible for their financial support. If the parents refuse or are unable again, this is where social services steps in and can assist.

If at anytime you run into problems you can also get a probono attorney that may be able to assist you. You can usually find one at your local bar association. 

I hope this helps. 

If you have custody, there may be limited financial assistance through "kinship" services.  Try googling it with your state of residence or contact your states' dept. of human services to inquire.  You might also try 211 hotline to ask.

I got a divorce last year.  My ex-husband is threatening me to re-finance my $40,000 student loans.  He is saying he is going to claim they are fraudulent.  I signed his name to the loans with his permission.  Since our divorce my credit has gone south, really far south. I lost my job and still have not been able to secure a new one.  I have lost my car and now he is threatening me with federal charges.  Although we were married 17 years, we have a young 6 year old.  How can I refinance Private Student Loans with bad credit?  I have tried everything.  I can not find anyone to help me. And to top it all off.... I recently acquired custody of my two teenaged nieces and we are struggling to get by.  Do you have any help to offer?

Thank you JoJo, I'm glad I could help! 

Thank you for this webpage.   I lost my job and so behind in my utilities, cable (internet), phone and rent.   I went to HRA and they helped a bit, but your site has provided some more resources to help.  You are a guardian angel during these times, I wish good things for you for your time given to people such as myself.  God Bless and take care!  

Hi Annie,

 I know my daughter had the same problem... talk to your student services department on campus and see if they will grant you an emergency loan - you may have about 2 months to repay the loan, but at least it will give you a little bit of time to work with...  a lot can change in 2 months!

 Help 21 yr old desperate college student needing 300 dollars!  I need 300 dollars to make ends meet this month with bills, books and food. Please if anyone could help! please I am very desperate and I am out of options. I need the money by the 10th of October. If you can help me with anything even a dollar I would really appreciate it. You can contact me at gabby89_1@yahoo.com

First of all, as long as you make a minimum monthly payment to your creditors, they cannot call and harrass you. It sounds as though your debts are already in collections. Although this can be a pain and create problems with your credit, they stillhave no right to harrass you.

According to the Fair Debt collection practices act - FDCPA - Creditors can only:

Call 1x per day - between the hours of 8a- 9p local time

They must say who they are, where they are calling from, and why they are calling.

BUT they cannot say  why they are calling on an answering machine or leave the information with anyone other than you!

They cannot threaten or harrass you.

If you tell them not to, they cannot call your work.

You can make payment arrangements with them and as long as you maintain them, they must cease all collection activity. If they continue collection activity, or threaten or harrass you in any way, You can file suit against the company with a private attorney ro your state attorney general. 

REcord all phone calls, voicemails - write down names, #, dates, times, what what said, and save it all. If you have caller ID USE IT! save the lists of incoming calls - if you have more than 1 call  per day from a collection agency, turn them in to the atty general's office for harrassment. Most collection agencies will call and hang up if there is no answer - ILLEGAL!!!! 1 call means 1 call.  

They have to work with you in regards to paying back your debt. If you can only afford $10/month - then they have to accept it. IF they refuse - send it anyway. KEEP YOUR RECEIPTS!!! DO NOT use postdated checks! DO not use automatice withdrawals or credit cards over the phone - send a check or money order every month. Otherwise, they will automatically deduct the payments from your account every month -usually wihtout your knowledge. 

Do not pay for these grant programs you see on tv - download grantgate  instead. FREE AND EASY. 

Make yourself a budget. Determine what needs to be paid vs. what can be put off for a little while. Cut back where you can. Try to put a little ( even $10) aside every pay for emergencies.

I hope this helps.  

have you searched on who~knews page for help? do that first, also have you told the utility company the whole story of your problem? the reasons etc. and asked them to discount the amount for you? sometimes they will. as for the credit card companies they are such rip-offs wanting to charge more, and more interest for any and every reason ask them to lower your interest rate get rid of all of them but one if possible, maybe one will consolidate for you ask the one you trust the most if they will take on all your other credit card debts and let you pay them off as you can.... explain everything that happened, and write down which ones you have, tell them you will be on the internet letting others know the kind of treatment you have gotten from them, so that future customers will be aware of who can be trusted and this will surely effect their business. I have done all these things with good results and it does not hurt to try...old saying nothing ventured, nothing gained GOD bless.

Because of a broken faucet that i wasnt able to fix i have a 2000 dollar utility bill. I've got it down to 1000 but i couldn't pay my credit cards now they are calling and harassing me. I've tried to work with them but they are unwilling to work with me. I've talked to debt management/consolidation people but they want more then i can afford. I can't take a loan because my income to debt ratio is high. no one will cosign. I'm getting really stressed out at the creditors they are calling about 15 times a day. I looked for a grant but they all cost money to join the site, well I dont have the measely 40 dollars or whatever to join. I don't know what to do...anyone have any advice or tips or anything to tell me of use? HELP!!!!

While I don't provide financial assistance to anyone, I can offer some information and advice.

If you haven't done so already, you might want to look into re-financing your mortgage at a lower rate.

if that is not possible how about a home equity loan to pay off the credit cards? then you would only have one payment. By all means cut up the credit cards - except one, for EMERGENCIES ONLY. Call the credit card companies and ask for a lower interest rate. The worst they can do is say no, it doesn't hurt to ask .

you cannot help your children until you get yourself straightened out first.

Your oldest son has been laid off - has he applied for unemployment? Social services? Is there enough room for him and his family to move in with you to alleviate his financial burden until he gets back on his feet?

Can anyone get a part time or 2nd job?

Your youngest son get always apply for additional grants or loans - if he goes to school fulltime - I think it is 16 credit hours- usualy 4 classes/semester - he can get additional funding and he may even be able to take the additional classes online. His best be would be to talk to an advisor at school. They may even have a work study progrma that can assist him financially.

AS for your credit - I don't know the extent of your debt - and you do nto need to tell me - you can try consumer credit counseling. They will put you on a payment schedule and if you miss a payment - it will defintiely mar your credit score. What I would suggest is this:

1- get all your bills together- find out EXACTLY what you owe.

2- write it all down - no cheating by skimping on the numbers! It is better to over estimate than underestimate.

3- make a budget - what MUST get paid every month ( mortgage, utilities, gorceries, etc) vs what needs to get paid minimum monthly payments only(MMPS)( credit cards. loans , etc) keep both seperate for now.

4- total up the necessities

5- total up the mmps

6-Divide them evenly between your paychecks - make sure they get paid BEFORE HTEIR DUE DATE!

 7- see if you bank has eletronic banking - you may be able to set up automatic repeating payments from your bank to your bills for free ( saves mone AND time!) only do this with bills that are the same every month! Make sure the $$$ is in the account to cover the withdrawals!!! utilites tend to fluctuate - do not include them -pay them in full every month when the bill comes in.

once all that is done- how much is left? $10- $100? Most credit counseling services will tell you to take that extra money and put it towards the high interest credit items. If you have a credit card at 15% - you would put the extra money towrd that one. Howeever, I disagree.

Personally, I prefer to pay the smaller balances off first then add the extra money toward the next smaller balance. for example:

Let's say you have 5 credit cards:

1. bal= $500 @ 5% interest - minimum payment = $20
2. bal -= $1000 @ 10% interest - minimum payment   = $30
3. bal = $1500 @ 15% interest - minimum payment = $40
4. bal = $2000 @15% interest - minimum payment = $50
5. bal = $5000 @19% interest - minimum payment = $75
6. additional money left over every month $100

month 1 pay all mmps plus an additional $100 on card #1

month 2 pay all mmps plus an additional $100 on card #1

do this until card # 1 is paid in full! @ 5 months

at month #5 - work on card # 2 BUT now you have an additional $120 every month ($100 left over +$20 mmp from card #1) so yoour payment to card # 2 would be $150

card # 2 would be paid in full in 6 months

month #11- you have paid 2 cards in full - you left over amount every month now = $150 +mmp $40 = pmt $190/month

card #3 would be paid in full in 7months

and so on....

one thing you have to remember- CASH ADVANCES - If you have cash advances on any card make sure you send a note with your payment stating: Any amount above the minimum monthly pay is to be placed on the cash advance portion of the account.

If you do not tell the company to do this, they will automatically place the entire payment on thepurchase portion of the bill -thereby collecting huge amounts of $ in interest.

Depending on the extent of your debt and your income, you could pay your debts off sooner or later. Unfortunately, I have yet to find a grant program that pays off credit card debt- the onyl thing that would get rid of that debt is bankruptcy -with the new laws I do not know how it works and it  stays on your cedit report for 7-10 years. Try to avoid it, at all costs.

Here is the link to consumer credit counseling and NACA both of which may help you.

good luck!

Thank you, you are too kind.

Great info.  You did alot of research on behalf of this person.  I hope people on this site appreciate all the work that you go through to assist people.  I know I appreciate all that you do on their behalf.

May God bless you.

Hi Sassy,

For the immediate necessities,  go to food pantries and churches. They shoud be able to help with food , sometimes toiletries, and sometimes minimal financial assistance. She can find local assistance by calling 3-1-1 in her area or visit the PIKE county website

Apply for social services. BUT do NOT ask for a home visit. Considering the utilities are shut off, Social services may determine the home is unfit to live in and make them move. If you feel they are safe there, then leave things as they are. In my experience Social services very RARELY does home visits - don't invite trouble.
Depending on her circumstances, that will determine what she qualifies for. They have food stamps, financial assistance, heating/cooling assistance, medicaid, etc. All this can be found on their website, but she has to meet their requirements in order to qualify. 

You said she is sick and cannot work. She can apply for social security disability (SSD) or Supplement Security income (SSI) Both can be done online. This can often take quite a while to get. Make sure she files for social services first. Then she can file for SSD or SSI - right away - it can sometimes take up to 3 years or more to be approved. 

Red bird mission is in her area  and should be able to assist with necessities as well. Go to them first. If they cannot help her, ask them who can. Most are usually quite helpful. 

I am also including the link for  HUD for Kentucky - if she doesn't want to stay where she is, or cannot afford to, she can apply for subsidized housing in her area - or nearby. The subsidized rent is based on income - so the lower her income, the lower her rent.  

Before I forget, she may also qualify for LIFELINE - phone assistance 

For most people finding help is difficult, most have never been in this situation before. It is overwhelming, scary and often VERY CONFUSING. People, complete strangers, ask a lot of questions. The best she can do is be truthful and ask a lot of questions herself. Get as much information as possible. I would call Red Bird mission tomorrow first thing , then call social services - right after. It is friday, so she might be able to atleast get in to red bird, then set up an appointment for social services. If she can, have her get started on her SSD/SSI application. She can do it either online and save it in portions (I think) or have them mail her an application. She will need to have her birth certificate, social security card, proof of address ( usually utility bills)- for utility assistance she will need the shut off notices. if she is married she will need all her husband's information as well as her marriage certificate. If there are any children - their birth certificates and social security cards as well. And be prepared to fill out a LOT of paperwork. If she has any questions - ASK -do not leave anything blank. If she doesn't know the answer, ask someone, if it doesn't apply to her put in:  N/A

 I hope this helps! If you have any questions, let me know. 

SASSY57 HERE,

I WOULD LOVE TO FIND HELP FOR TWO VERY SPECIAL PEOPLE TO ME. ADAM AND BEVERLY MAY, THEY HAVE NO INCOME, THEIR ELECTRIC HAS BEEN OFF FOR TWO YEARS. BEVERLY IS MY FIRST COUSIN AND I KNOW SHE IS VERY SICK AND CAN'T WORK, HER FATHER DIED THREE YEARS AGO AND HER MOM DIED A YEAR AND A HALF. SHE WAS LEFT A BEAUTIFUL HOME, BUT SHE DOESN'T UNDERSTAND HOW TO DO ANYTHING BECAUSE HER FATHER WOULDN'T LET HER. NOW THEY ARE STAYING IN A HOME WITH NO ELECTRIC, OR FOOD AND I KNOW THEY BOTH NEED CLOTHES. I ONLY WISH I COULD HELP THEM. CAN YOU TELL ME HOW SHE CAN GET A HOME VISIT FROM SOCIAL SERVICES, TO EXPLAIN WHAT KIND OF HELP THEY CAN GET. I WOULD BE SO GREATIFUL. GOD BLESS YOU.

Well here goes another story that has probbaly been told a thousand times. I am a married  (18 years) mother of three 15,11, and almost 1 year, I had a great paying job my husband working in July of 2006 we moved into our first home September of 2006 I got laid off found out I was pregnant while using birth control. October my husband swerved to miss a deer totaled our van. Born May 9th was our third child very healthy and happy after the entire pregnancy I worried myself sick with such financial burden. I went back to work for less than half my wage before and we have accured so much debt during my time off. Not to mention I work third shift and my husband works first so we don't have to have a baby sitter. If we had about $6000.00 we could get a fresh start and live off our new wage. It is feasiable but being so far behind like we are and making hasty decissions along the way has us scarred we will loose everything. We waited so long to get our first home and now it has not been the best experience due to all the heart ache. They say money is the root to all evil, I believe it to be true when you don't have enough to provide for your family. God only gives you what you can handle well I am sure I am at the end of the rope. Any help would be put to good use. We are and always have been hard working honest people who have gotten into a rut soon to be a sink hole......

lots of love and hope

shawna

i have in my family now,want file bankrupty but it cost 1200.00 paid down now owe 988.00 .cannt pay cheak cashing places or med bills need help dont on where to go or where trune next help.rlcafuller_35@yahoo.com?