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I need money - free money to help pay bills

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Help!!!I Need Money To Purchase A Car , Im 57 & Have No transportation *& on Disability
Talk to rainbowden
need help with medical help and i need a grant for a home im very ill
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I need help I have 7 kids I need 2000 to in my. House
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littlelacie   in reply to rst02
we do not know any resources that will help pay travel expenses,sorry.
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Goo Day - I am in desperate need of money to help me move out to Colorado to start a new life. I have been living off my savings and 401K but now those funds are almost gone. I need at least $2,500 to get things paid here and help wtih the move.

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littlelacie   in reply to jitskatrfuari
we do not know any resources that will help with medical bills,sorry.
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Pay medical bill
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Need free money to pay medical bill
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Chronic kidney single father of two . 70dollars. A month child support. DHS worker say call
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rosebud 2015   in reply to MISMIAROSE69
i'm so sorry for your loss my mother passed away this year too. it's hard looking for help. i've had people to say start here. and check churches out they might help. and do a lot of searching on line. good luck
Talk to rosebud 2015
Honestly does this really work or is it yet another scam some people really need help. I just lost my dad and cant pay for the funeral and my house is falling apart its the only thing I have left.
Poppyday13   in reply to LOKI1027
Medical and health care for uninsured.

Many families lack health or dental insurance. When an uninsured individual is faced with a medical condition, they will often need to scramble to receive the medical care they need and struggle with paying any bills that result from it.
While there are some government funded health insurance programs, including Medicaid and Supplemental Security Income (SSI), they do have eligibility requirements and various restrictions in place. However it is always a good idea to apply for them, even if you know that you are not qualified. The reason being is that many non-profit organizations, charities and private programs will require that patients were denied access to Supplemental Security Income (SSI) and Medicaid before they will assist. So you should apply, even if it is just to get a formal denial of eligibility notice from them. Another benefit to applying is that even if you or your child is not eligible for Medicaid, you may still be able to enroll in a Medicaid Waiver program.

Alaska Native Medical Center - Residents of the state can receive services, health information and medical resources. All programs are only for people who live in Alaska. 1-907-563-2662.

American Cancer Society (ACS) - This is a nationwide organization with local “chapters” in every state. It provides resources, including counseling for patients, printed material, and other information on affordable health care options and lodging if you require treatment far from home. In addition, some of the regional ACS offices may offer very limited amounts of financial assistance. This will mostly be reimbursement for bills and expenses related to cancer treatment including medical supplies, transportation, and prescription. Call 1-800-227-2345.

Charitable hospital programs - Never hesitate to ask the hospital, doctor or medical provider for help. Many facilities will work with uninsured and low income patients. For example, nonprofit hospitals are often required to provide medical care or some form of financial assistance to everyone in order to keep their tax exempt status. Many Children's Hospitals also have some form of charitable programs. It is recommended to call the billing office and to speak to a patient advocate or financial counselor, and get an application.


EMERGINGMED - Individuals with cancer can get details on clinical trials, which may be able to offer patients with free care, including access to new, possibly effective treatments. 1-877-601-8601

Eyecare America - Whether you need glasses, contact lenses, checkups, or treatment for your eyes, the organization provides free eye care, facilities, and educational materials to the uninsured and poor. 1-800-222-3937

Hill-Burton Program by U.S. Department Of Health And Human Services - Another federal government funded resource. Clinics are available for people who cannot afford care. Hospitals, nursing homes, community clinics, and other healthcare facilities participate as part of Hill-Burton. 1-800-638-0742

Large retailers discount drug programs – Many pharmacy chains and supermarkets, including CVS, Walgreen’s, Wal-Mart, and Target offer discount programs, especially for generic medications and for customers who lack insurance. Ask your local retailer if they have any resources available. Also inquire if they have any mail order options.

Mission Of Mercy - The uninsured, undocumented, illegal immigrants and others who are disadvantaged can get free healthcare, dental care and even prescription medications. This is only a regional organization though. 301-682-5683

National Association of Free Clinics - They keep a list of free clinics by town, city, and state. 703-647-7427

National Cancer Institute (NCI) - Coordinates and has details on cancer related trials. 1-888-624-1937

National Council on Aging / National Center for Senior Benefits Outreach and Enrollment - Individuals over 55 years of age may call upon this group. They are a nationally based advocate for older Americans and senior citizens. While anyone can receive help, they do focus on lower income older adults. For people who are not receiving federal or state government benefits, the organization can help people locate and receive benefits and health care in an effort to assist in medical care, food, prescription medications and other living expenses. Call 202-479-1200.

The National Institute For Health (NIH) - Also coordinates clinical trials that low income and people who lack health insurance can take advantage of. Dial 1-800-411-1111.

National Patient Travel Center - Offers referrals and information about long-distance medical air transportation. The center can also provide referrals to non-profits and programs that may be able to help patients and their families pay for travel to a hospital or provider. Interested parties can get referrals and help in signing up for services. 1-800-296-1217.

Older Adults Benefits - A free service known as Benefits Check Up can help adults find prescription drugs, healthcare, and other financial assistance. Call 1-202-479-1200

Partnership For Prescription Assistance - Eligible patients who lack insurance or resources can contact this organization for help in obtaining medicines they need. 888-477-2669

Patient Advocate Foundation - Coordinates free advocacy services for uninsured patients. Everything is done in an effort to address specific health care needs. Call 1-800-532-5274

Pharmacy Checker can be used to compare prices and to find affordable medications. Ensure you are receiving the best price possible. Telephone 718- 554-3067

Redi-Clinic and Minute-clinic walk-ins - Many retailers, such as CVS and Walmart, have clinics right in their stores. They provide people access to trained nursing care for many common conditions like eye infections, common colds, strep throat, bladder infection, sore throat, physicals, Immunizations, and vaccinations. 866-389-2727

RX Aid Prescription Assistance - Runs patient assistance programs that can help the uninsured get needed prescriptions at low cost or for free. Dial 877-610-9360

RX Assist - A comprehensive directory of pharmaceutical companies as well as their patient assistance programs. Many people can find who to call in order to get free medications.

RX Hope - This is another nationwide clearinghouse that provides information on prescription assistance for low income and uninsured U.S. residents. 877-267-0517

Road To Recovery – The program is run in partnership with the American Cancer Society. It provides transportation for patients to and from treatment. It is for those who have cancer and who are unable to drive themselves, can’t afford to pay for gasoline or do not have a ride. Volunteer drivers donate their time to assist cancer patients. Telephone 1-800-227-2345.

Self-pay Medical Discounts - Uninsured patients can look into pre-negotiated low cost self-pay options for MRI Scans, Radiologist services, or CT scans. The resources are not dependant on health insurance coverage. Phone 888-380-6337.

State drug assistance programs – Many states provide discounts for certain residents and/or diseases. For example, there is an HIV program, discounts or free medications for children, and many seniors may also qualify for aid.

State Pharmaceutical Assistance Programs (SPAP) - These are normally offered for disabled, senior citizens, uninsured and others. Almost every state has them. To find a listing, the National Conference of State Legislatures maintains a list of these programs as well as information on eligibility requirements. Call 202-624-5400.

U.S. Department of Health and Human Services - Locate Rural Health Clinics as well as Federally Qualified Health Centers (FQHCs). These are required to treat everyone, regardless of income or insurance status. They also help immigrants, people with limited English proficiency, lesbian, gay bisexual and transgender patients, children and youth, and of course uninsured or people with special healthcare needs. Medical care offered includes immunizations, checkups, pregnant care, substance abuse care, checkups for children, dental care, and mental health services. 1-877-464-4772

The National Long-term Care Ombudsman Resource Center - For seniors and it will help them find affordable long term care. 202-332-2275

Vision USA - Low-income people and their families can receive free, basic eye health and vision care services. Telephone number is 1-800-766-4466.

Health care programs for the uninsured by state

In addition to the nationwide resources listed above, many states provide their residents with additional options. A number of qualifications will need to be met by applicants, including income and other thresholds. Some are offered by non-profits or charities, and other programs for the uninsured are offered directly by the state government.

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Poppyday13   in reply to LOKI1027
I have sent you a lot of messages . I guess you felt tired and logged off . Please ask the church if they can help with a fence. I will look for healthcare for you now.
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Poppyday13   in reply to Bobborama
There are a few different options for homeowners when it comes to receiving assistance with their property taxes. You can challenge your local government, town or city hall on your property tax bill, and this is done by contesting the assessment. Many states and local municipalities also offer homestead exemptions or deductions for seniors, disabled, or people facing a hardship.

When it comes to your property taxes, homeowners will have the most success when they are pro-active. This means challenging your assessment, looking into deductions, applying for senior freezes or exemptions, and exploring any local government assistance programs. Meet with your local town representatives or assessor and see what type of resources they may offer. The process can take time, so you need to also plan well ahead in order to receive relief on time. All of this needs to be done before you miss a payment and before you fall behind on your property taxes. Read more property tax exemptions.

If you currently owe money on your taxes to a local municipality, then your options are limited. Some towns and counties may work with homeowners, but it is not that common. Find how to get help with delinquent property taxes, including information on installment plans.
An overview of the property tax appeal process is below.

Historically property tax increases were largely the result of rising home values. However more recently, with the slow housing market, many real estate tax increases are the result of the increase in tax rates set by local governments and assessors. While you can’t do much in regards to the rate, one thing you can do is now that property values have gone down in most markets or are flat at best, there is a good opportunity to save money on your property taxes. Different formulas are used by local governments to calculate property taxes, but the bottom line is that the amount you need to pay in property taxes depends on a home's assessed value, and in today’s market you may be able to challenge that assessment.

The National Taxpayers Union has estimated that over 60% of properties in the United States are overassessed, so people are paying too much in property taxes and these individuals need help. However, despite these growing property tax bills, less than half of homeowners will ever protest their assessments. That means most people are needlessly paying more in property taxes than necessary. The bottom line is that the appeal process is not as challenging or difficult to do as many homeowners fear.

If you really do not have the time to challenge your bills, you need to hire an attorney or property tax consultant to do the work. Most of these folks charge on a contingency basis, which means that they work for free, and they will not charge you a fee for their work unless they save you money. In that case they will only charge you a percentage of the annual property tax savings if they succeed in lowering your assessment. You should always try to hire on a contingency basis, and not someone who charges a flat fee or bills you hourly. If you enter into this type of arrangement you do not need to worry about paying a consultant’s bills or hourly rates unless you win.

Know the property tax appeal process and deadlines

The highlights of the appeal process is as follows. Or you can view a step by step guide to challenging your property taxes. More.

You first need to establish your timeline. What month do your local assessments go out? When is the cutoff for appealing? You can quickly call your local tax assessor's office for help getting this information.

The appeals process and deadlines vary from locality to locality. So does the amount of time that you are permitted to file an appeal. Sometimes a homeowner may have as few as 30 days to file an appeal. In other areas, you may have up to 120 days.

Tax bill mistakes are more common than you may think. Homeowners are responsible for catching the error and you need to point this out and not pay for errors. Most assessors do not even visit your property to inspect it. They instead rely on and compare a description of your house with that of similar homes in your neighborhood.

Also, appraisers may very well use historical information that is incorrect to calculate your property taxes, and if they do, then you are paying too much. As an example, a houses square footage might have been incorrectly stated or calculated on the original construction documents.

Another common error. An assessor may have a slightly different thought process than you do of your home. For example, the local tax assessor may be counting a screened in porch as a year round living area and you only use it in the summer, so you may be paying high property taxes for something that is incorrect on the assessment.

You need to check the number of bedrooms, bathrooms, and everything else about your home with what the assessor has on file. Never forget any modifications you have made. For example, if you have torn down a garage in order to increase garden space, your home's value likely will have decreased.

Your assessment may be higher than comparable homes. The second way to contest a tax assessment is to review how your home compares to other, similar houses in your neighborhood. Similar and comparable means homes of the same age, size, and general location.

For example, Mr Smith may live in a 550-home subdivision in Texas. But even within that large subdivision, there are absolutely differences that affect value and you need to help point this out to the assessor. A home near a busy road, or an entrance, in the community should be valued less than those on a creek, so the taxes paid need to be less.

You can find information on comparable homes and their assessment and values at the assessor's office. If you do not want to do this work yourself and need help, then hire an attorney, property tax consultant, or even a realtor. Get tax data on five to ten comparable homes and see what they are paying for taxes. This is public data and is at the assessors office, and by law, they need to help show you how to do the research.

Once you have your data, go over the numbers and then you can decide whether you have a case. If your data shows that your assessment is higher than comparable neighbors homes, then you are paying too much in taxes. You need to contact your local assessor's office and you should first try to arrange a one-on-one, informal meeting. You can write the, call, or stop by their office. If you decide to write your assessor, find an example of a letter used to appeal your property taxes. More.

Many times simply communicating with the assessor and pointing out the data and facts can be enough for the assessor to lower an assessment and your tax bill. Read how a record number of homeowners are successfully challenging their home assessment.

Some studies show that over 80% of cases are resolved through informal negotiations. However, just be aware that when you informally meet with your assessor, it truly is a negotiation. You may end up with a higher valuation than you would like, but it would still be one that is lower than the assessor's original appraisal, and no matter what a lower assessment will help you save on property tax bills.

The hearing, if it is needed

If the local tax assessor will not meet with you (also note that some areas will not permit informal meetings), or if you do meet but still fail to reach a fair agreement, the next step you need to take is to protest the tax assessment.

Ask the tax assessor what the procedure is and what the deadlines are to file a protest in your town or municipality. The assessor needs to help you with those questions. Be sure you follow the guidelines to the letter of the rules to ensure against your appeal is not dismissed due to a technicality.

Before your hearing, gather all your data, stats, and evidence and put it into order. For example, you may want to put the market stats and data into a spreadsheet or format that makes it easy for the officials to see the basis of your argument, and you should strongly consider collecting photos of comparable properties and their property taxes. Your presentation doesn't have to be as polished as a top notch lawyer, but being, and showing that you are organized, will help you put on the strongest possible case. It will increase your chance for success. Find out what percent of property tax challenges are successful. More.

Another idea is to consider sitting in on somebody else's hearing before your appeals date as you can see how the local board operates. You can also get a sense of what arguments don’t work, and those that do work.

Even if the board doesn't rule in your favor despite your compelling presentation, you can always take your case to court, but in many cases it will cost you more in fees and attorney bills than the amount of tax money you might save. Many states also have a state appeals board where you can state your case if the local panel rejects your petition. It is important to stay professional and composed throughout the process.
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Poppyday13   in reply to LOKI1027
Hello , Give me 10 minutes , then click on my picture , select talk 0ne to one and read the messages that I send you .hopefully I can find something of use .
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I am in my 50's. I have worked my whole life until now. I have stage 4 colon cancer that went to my liver. I soon as I went on chemo, was laid off and lost health insurance. Have found that there is help for breast cancer, but not much for mine. I would appreciate any help available. I have 2 dogs that are my best friends. Am having trouble letting them out now that I am weaker. Need a fence for them. I don't know what I would do without them. They are such a comfort.
If you know of a way to get some donations I would be grateful. Thank You
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hello, I am a 64 year old female Vietnam Era Air Force Nurse Veteran. I am 100% disabled and have only SSA for income. I have experienced ID theft and Fraud. I have lost my bank accounts, and most of my belongings. I can't pay my bills because of this and if there is anyone who could help me I would greatly appreciate anything which can be given, thank you so much
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sonshinesas   in reply to rebel 25
NO, not at all. Its great to have ambition but there isn't anyone out giving $50 bucks to people let alone $30,000. I think that is a bit to ask for.

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rebel 25   in reply to sonshinesas
Yes I am asking for $30,000 because I have been trying to get funding to open up a business for the past 11 years and have had nothing but problems trying to get this funding. We want to be self sufficient so we can do things on our own without having to depend on anyone, we want a life. Is there something wrong with that???
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sonshinesas   in reply to rebel 25
$30,000!! People here are asking for $100 and can't get it.
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