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I need money - free money to help pay bills

Anonymous started this conversation

The first place to look when you need help to pay your bills.

Everyone is hurting (financially) right now. Recession, depression, call it what you want, the fact of the matter is: there is not enough. Our country has enough, it's just not getting to the people who need it. Families are expected to work more and get by with less. It's ridiculous. When and where will it end? I have revamped my national organizations page to, hopefully, make it more user friendly. In addition, please check out these other incredible pages :

****All direct links are in green or yellow

Please note, even though we try to, we cannot answer every post.



Lady Christie,



The NATIONWIDE organizations listed below can assist you with your basic needs, including: food, clothing, rent, utilities, transportation, back to school needs, medical, dental, and holiday needs.

IF they cannot assist you, they may be able to refer you to someone who can.

  • A service of United way – lists most nonprofit organizations in your local area
  • available in most counties (not all)
  • available both online and by calling 2-1-1 in your area ( free call)

Support for military personnel and their families
Assistance just for military and their families

Government benefits
Find out what government benefits you may qualify for

Social Services

the first place to go when in need – they can help with child care, child support, rental assistance, food stamps, healthcare, burial assistance, temporary financial assistance, etc.

Local benefits by state
Select a State from the map to view a list of the selected State's benefit programs.

American Public Human Services Association

Internet site that list social service agencies by state. A NATIONWIDE listing of social services offices and applications online
To apply for Social Security Disability or Supplemental Security Income


looking for something? Getting rid of something? Check out FreeCycle!

The following organizations may be able to fill in the gaps, or help, when Social Services cannot:

Emergency food and shelter board program

  • The EFSP National Board does not provide direct client assistance. Direct assistance is provided through a variety of resources, which may include EFSP funding in your community. If you are in search of assistance for yourself or someone you know, you should look in the community services section of your local telephone directory. You should find these pages in the front of your directory and should look for listings for American Red Cross, Catholic Charities or Catholic Social Services, The Salvation Army, United Way Information and Referral, or other non-profit service providers. You may also click on Funded Organizations, here or on the EFSP homepage, to find organizations funded through EFSP in your community who may be able to assist or refer you to the appropriate assistance.





government program part of social services
Specifically for pregnant/postpartum women and children UNDER 5 - government program part of social services

Find a food co-op near you!

Angel Food Ministries – listings by state



utility assistance - government program part of social services



If you need rental assistance this is the place to start. Subsidized housing is based on your income and often times it is much quicker to get into a subsidized apartment than to wait for a Section 8 Subsidy approval
Also check out
how subsidized rent is determined


HUD/SECTION 8/Govt subsidized housing
Section 8 housing usually has a long list because the subsidy is attached to the person, not the property. This means that regardless of where the person lives, they still get the subsidy. In NY the waiting list is 8-10 years.

****If at anytime, you are denied accessibility to applying for any program, you should contact your local city, county, or state leaders and have them intervene on your behalf. - THIS APPLIES TO ANYONE WHO IS DENIED ASSISTANCE.

HOWEVER, there is another alternative. Subsidized housing where the subsidy stays with the property rather than with the renter. You would still pay the same amount of rent - it is based on your income - but you would have to move into a government subsidized property.

In most cases, these are handicapped accessible, family oriented, all the maintenance is included - among other things.

I am including the link for HUD below - just click on the proper state and take it from there. You will need a minimal security deposit - which you may be able to get from social services or another charitable organization.

Regardless of how long the list is you should still be able to be put on the list.
Contributed links:

hud rental assistance

fair housing act

home page

Americans with disabilities act homepage

Does NOT help individuals, BUT does have a lot of information and links for individuals- please browse through the site for more information.


Department of Labor
Can assist with: unemployment, job search, resumes, job training, wage and hour, layoffs, overtime, workplace safety, retirement and health benefits, and disability questions.
Ways to Work
How can you work if you have no transportation? Most social services programs do offer bus passes to help you get to and from work. This is different. This is NOT part of social services. This is a LOAN program specifically for low income families in need of a car or car repair, who do NOT qualify for conventional loans. They have their own set of requirements and are NOT available in every state.


Free Application for Federal Student Aid - FAFSA
government grants to finance your education



United Health Care Childrens Foundation
Grants, up to $5,000, can help families pay for the costs associated with therapies such as speech, physical and psychotherapy sessions; for medical equipment such as wheelchairs, braces, hearing aids and eye glasses; and for orthodontia and dental treatments.

Childrens Healthcare Emergencies

United Health Care Children’s Fund might be able to help. "Grants, up to $5,000, can help families pay for the costs associated with therapies such as speech, physical and psychotherapy sessions; for medical equipment such as wheelchairs, braces, hearing aids and eye glasses; and for orthodontia and dental treatments."

Partnership for Prescription Assistance
assistance with medications for those without insurance

Donated Dental services
In each state at least one program coordinator is responsible for determining that applicants are either disabled, elderly or medically compromised and have no other way for paying for dental care.

Together Rx

discount card for prescriptions




evander holyfield foundation

non-profit organization reaching out to hard-working individuals and families who suddenly find themselves faced with small, emergency expenses that they have no way to afford on their own

Listing of organizations which grant wishes to disabled, terminally ill, children and adults.

loan program for people - from people


How To Locate Small Business Grants,
Government Grants, and Other Grant Money



(In other words, I wasn’t sure where to put these!)

Toys for Tots
Christmas assistance for families with children

Credit counseling



· money management. Org






If you need financial assistance, for a pet who is ill, check out this page:
National financial assistance organizations for pets

nichy org - resources

a series of Web resource pages on topics of high interest and concern. They're intended to connect you quickly with a range of resources, materials, and guidance on these topics.

is it a scam?

fraud and scam information

This is one site you have to see for yourself! If you want to start a non-profit, volunteer, get involved, or just do some research, this is the place to start!


Is there a sex offender living near you? find out here


Click here to add your comment...
TGR23   in reply to littlelacie
Yes and we were told because we have a source of income (my husband working) we don't qualify
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littlelacie   in reply to TGR23
Have you checked to see if you are eligible for TANF?
Talk to littlelacie
need help with rent my bills out of work for the first time in 35 years don't want too be homeless please help
Talk to tyeboy12
Seems things are getting worse. My husband works to support our family of 4, but his checks seem to be getting shorter and shorter by the week. I have been looking for work, but I am having no luck at all. Trying to pay utilities, house payment and other basic needs. Our income just isn't enough. I don't know where to turn. I have tried 211 and no real help there. Anyone have any idea?
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Jim007   in reply to Hrdz192010
call 211
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Jim007   in reply to Jim007
call 211
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Jim007   in reply to Hrdz192010
cant help you there cuse i dnt have anythang im homless
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Need help with mortgage
Talk to Hrdz192010
Single parent of three please help us....
Talk to Mac33
Laid off in 2009 after 23 years with large semiconductor company. I have been blessed to complete a degree in Graphic Art Technology and now looking for a job in my new career field. I really need HELP with back payments and late fees on my home to stop the foreclosure on my home. Would some gracious soul PLEASE HELP me.

Talk to Seeker001
woman in a shoe   in reply to pctechdv
Well for your rent light gas look at the post I put up before this
Talk to woman in a shoe
I'm having trouble paying off my debt I owe 4,000 in debt i need help really fast, trying to work two jobs and I live independantly, not have enough for my rent/electricity and bills to pay please if there is anyone kind that can help me in my situation thank you for your attention may god bless you. Any help will be appreciated!
Talk to pctechdv
I am disabled (ruined my back working as a nurses aide for 12yrs). I fall when I walk more than 20ft, my muscles tear when I bend wrong or lift anything more than 10lbs.

My husband is the only one working. I lost BWC 8yrs ago (they declared me Maximum Medical Improvement and wouldn't help me anymore). I've been denied 2x's for social security disability (on my 3rd try w/ a lawyer).

I didn't care that my house was falling down around me. My ceiling is caving in, my floors have holes in them, the walls and wood and ceiling are moldy . . . I figured it would get done eventually, my grandma always said God provides and I have found that to be true.

I have been infertile for more than 10yrs. The only prayer I have prayed daily has come true. I became pregnant with no medical help, of the blue. I am so very blessed to have my son, he is my miracle, proof that God listens to us and is a daily source of strength, joy and love beyond measure.

I need help giving him a safe home. I have tried all the local organizations, they cannot help. I also need a crib that's not duct taped. I have been on a waiting list forever but they said it is rare to get cribs in.

I don't have clothes or shoes (I wear pj pants and slippers), my husband's boots have been glued together with liquid nail. He is working 2 jobs now (19hrs a day) 5 days a week and we are just getting by.

Being a nurses aide was my calling. I'm a caregiver at heart. I knew my path in life from the moment I read Jude. I felt as if God were calling me with those words "some having compassion, making a difference" . . . Losing my ability to be a caregiver was devastating but now I have a new path, he raise my son to be loving, responsible, smart and faithful.

I need a safe place for him to explore without him choking on drywall or falling through the floor. We don't have propane for cooking (we use a microwave and hotplates) our only pot is missing its handle and we have one blanket and no sheets.

Any help would be a blessing beyond measure.

If you are interested in helping you can by buying from my eBay store (I started this 2 months ago to earn money). I've sold off anything I have of value and I'm getting enough to buy clothes, diapers and food for my son but it's very slow going. I'm selling my sister's clothes, baby/toddler clothes, toys and books.

I am ilovemybiggleboy
Look for Fisher Price Little People Lots
my store is Big's Thrift & Gifts

eBay is my way of trying to break the cycle of poverty (you gain ground and the lose it all and then some). I am trying, like a fish out of water, to make my son's childhood happy and safe and I need all the help I can get.

Thank you so much!

also, to everyone needing cash eBay is a good way to get it. You can sell about anything (clothes, jewelry, perfume . . ) and get some money out of it. New sellers have to wait 3wks to get their money so you have to sell in advance of your need but money can be made. If you have a cell phone w/ mobile internet and a camera you can sell on eBay. I don't have those things (I use my dad's camera and my niece's old laptop) but many people do now days. I just have a safelink phone.
Talk to robertmeyersmama@yahoo
A little about our situation. I met my girlfriend 2 years ago. It started as a long distance relationship (we are from Oregon btw); I lived in a big city and she was from a small town. In order to sustain the relationship I had to make a sacrifice. So, I quit my job and found a new one in the small town after searching for nearly a year and a half. We love each other very much and want to get married in the future. The job I took is essentially a minimum wage job though and does not cover all our bills. The economy is tough too and this is a small college town we both live in now; so a lot of the job openings go very quickly to college students. It's very hard to compete. It is difficult to find a brand new better-paying job let alone a part-time one for supplemental income. Also, my girlfriend has an epilepsy condition that limits how often she can work. As you can imagine, this makes it hard for my girlfriend to find a job that gives her enough hours. Currently, she is only working 6 hours a week. So, thusly she is behind on her medical and credit card bills. Also, I have had to run up my credit card to buy gas and groceries each month so we aren't hemorrhaging money all the time. But we still lose about $100-$200 every month (what we make vs. all our bills and expenses as a couple). We are both not doing so well either, I suffer from a lot of panic attacks and anxiety because of our financial situation. Sometimes I lay awake at night in bed and my heart is racing and I can't relax at all. I'm also feeling more and more depressed day by day. We desperately need to get back on our feet again and pay off all our bills. Ideally, we would like to rebuild our savings account too. We greatly appreciate anybody that would be kind enough to help us out. The economy is in shambles and normally I don't like to beg for money; it's a very hard thing to do. But if we don't take action now we will go broke. Anything will help, thank you so much and god bless. We have set up a free blog page that has a link to my paypal on it. Again thank you so much :)


We have also set up a page that tells our story on which is a popular website for people who are struggling to make ends meet. PLEASE NO SCAMMERS! I don't wanna have to worry about somebody trying to send fake money or anything like that.

Couple seeking help A.S.A.P. Please anything will help!
Talk to aps14
I have to pay my electric bill before July 22nd for my power is going to be shut off. Is there anyone out there that will pay this?
Talk to Havlin
loving care   in reply to starmoney
Please help me
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woman in a shoe   in reply to Ken78
Hi ken I talk to u back in DEC u said u would come back and letw know how u was doing well for me I got to have surgery next Thur but I will be OK but let me know how u are And the kids
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need help!!!   in reply to The man 25
Talk to need help!!!
need help!!!   in reply to
I need help now no place to live with two small children can use some money & help with a place to call home
Talk to need help!!!
starmoney   in reply to sonshinesas
Yea I agree... I feel the main reason for the difficulty for finding help is un honest people... After being in my situation and researching sites that claim to help ones in need I have found many people that are in just as bad or not worse shape than myself and family .. This has mad me very sad and I have been brain storming not only to find ways to help myself but others in need..... If anyone has any suggestions please comment...Last night I decided to make a life passion to help people in need....... .
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